Financial Options

We offer several financial options to work with your budget and help you receive the care you need. If you have any questions or to schedule an appointment with Dr. Nathan Oster, our experienced dentist in Santa Cruz, California, call us today at 831-476-3200!

Our office accepts most PPO dental insurances. We do not accept HMO insurances. We are in-network with the following insurance providers:

  • Aetna™
  • Anthem®
  • Beam
  • BEST Life
  • Blue California
  • Careington
  • Cigna®
  • Connection Dental GEHA
  • Cypress Ancillary Benefits
  • Delta Dental®
  • EBA&M
  • Guardian®
  • Humana
  • Liberty
  • MetLife®
  • Principal®
  • Sun Life Financial
  • United Concordia®

We also accept:

  • Cash
  • Checks
  • Credit Cards
  • CareCredit®
CareCredit logo

No Insurance? No Problem!

We make an effort to keep our fees very affordable and to provide exceptional care to our community. We suggest that you compare for yourself. Please also ask us about our cash discount when booking your new patient appointment. Not having dental insurance will not hinder you from getting the treatment you need and the smile you deserve. Give us a call to learn more!